About HealthCare Solution Benefits, Inc.

HEALTHCARE SOLUTION BENEFITS, INC

Whether you have questions about your current health insurance plans, are new to Medicare, or need assistance in obtaining insurance that fits your needs, HealthCare Solution Benefits (HCSB) is here to help! We are committed to providing clear, accessible information and personalized guidance to navigate the complexities of insurance decisions with confidence.
Don’t hesitate to ask us a question or schedule an appointment. Together, we’ll ensure you find the right insurance solutions that align with your unique healthcare needs and financial goals.

Our Mission

At HealthCare Solution Benefits, we’re driven by a deep commitment to empower individuals through education about their rights, options, and entitlements in health insurance. We believe everyone deserves clarity and confidence when making decisions about their healthcare coverage. By providing personalized guidance and clear, accessible information, we aim to help each person navigate their insurance journey with ease. Our mission is to ensure that every individual feels empowered to choose the right insurance solutions that best meet their unique needs and goals. Together, we strive to make a positive impact on the lives of our clients, supporting their journey towards better health and peace of mind.

Meet the Team

ANN B. MILLER

Founder and President

For over 17 years, I have worked with many clients to guide them in making informed decisions about their health insurance options. I am licensed in various states along the East Coast and certified by multiple insurance companies to educate individuals on their health insurance needs. I have built a team at HCSB that combines over 30 years of experience in the insurance industry with a focused desire to meet the needs of those seeking health, life, and long-term care insurance, as well as annuities.
Beyond my professional life, my family is my greatest joy. I have a loyal dog and two playful cats who keep our home lively. My daughter and son are my pride, and I am blessed with two wonderful grandchildren, with another on the way. Through God’s grace and a strong work ethic, I am committed to serving my clients with the same dedication and care that I give to my family.

JULIE NESTER

Office Manager

I was born and raised in Bethlehem PA where I currently live with my loving family. (including our sweet dog Jack) I graduated from Saint Luke’s School of Nursing in 2009 and began my career as an RN. I first joined HCSB part time as an administrative assistant for 3 years. After working as an RN in different capacities through the years I chose to return to HCSB in a broader capacity. Assisting clients, managing and organizing office and marketing projects, as well as assisting in the major transformative projects HCSB has undergone. I love working with our team! The individuals that aren’t actual family, feel like family. I love that we encourage one another in our faith and that we share that love and care with our clients. It’s truly a unique experience.

LILIANA BULTED

Office Support

I’ve proudly been a part of the HealthCare Solutions team for several enriching years, I take pride in my role, where I assist clients and provide support to HCSB across a range of various tasks. With over 15 years of experience in healthcare, I bring a wealth of diverse knowledge and skills to our team. Being bilingual has been a significant asset, allowing me to effectively serve and connect with the Spanish-speaking community, highlighting the importance of helping those who may not speak English. I thrive in HCSB’s distinctive family atmosphere, where every individual’s contribution is valued and celebrated. I look forward to continuing to grow professionally and personally within this supportive environment.
Ser bilingüe ha sido una ventaja importante, permitiéndome servir y conectarme efectivamente con la comunidad hispana, destacando la importancia de ayudar a quienes no hablan inglés.

Vickie Clark

Office Administrator

For nearly 10 years, I’ve had the privilege of working closely with Ann at HCSB, starting as a seasonal employee to my role now as Office Administrator. I take great pride in utilizing my skills to manage the day-to-day administrative responsibilities that are crucial to the smooth operation of our office. From coordinating schedules, handling correspondence, addressing client inquiries, and researching vendors and their products, every task allows me to contribute meaningfully to both the internal working of HCSB and our service to the community. It’s incredibly fulfilling to be part of a team that prioritizes both efficiency and compassion, ensuring we meet and exceed the needs of those we serve.

Jennifer L. Murphy

Licensed Consultant

I have worked in the senior health care industry for 17 years. Previously, I had worked in investment planning for several years. As a result of my passion to help others, I acquired my licensing and certification enabling me to educate individuals and employers regarding health and life insurance options. Mentored by HCSB founder, Ann B. Miller, I am well prepared to provide you with honest, helpful and current information.

Brad Cochrane

Information Technology Specialist

Starting in April of 2020; I joined HCSB as the IT Manager and Compliance officer. I am responsible for the research, design and implementation of the company’s IT Infrastructure as well as the systems administration. I enjoy being able to bring my knowledge and expertise to the company as well as being able to help people. I am looking forward to assisting with the future of HealthCare Solution Benefits Inc.

Our Code of Ethics

Clients First:

At Healthcare Solution Benefits, Inc., we place our clients’ well-being at the heart of everything we do. We are dedicated to crafting personalized solutions that cater to their unique healthcare and financial needs with care and commitment.

Ethics:

Upholding integrity is ingrained in Healthcare Solution Benefits, Inc.’s core values. We prioritize transparency, fairness, and honesty in every interaction with our valued clients.

Education:

We believe in empowering our clients at Healthcare Solution Benefits, Inc. with clear, accessible information about their insurance options, coverage details, and benefits. Our goal is to ensure they feel confident and informed in making decisions about their healthcare.

Attitude:

Our team at Healthcare Solution Benefits, Inc. embraces a compassionate and understanding attitude in every client interaction. We approach each client with respect and empathy, recognizing the importance of their health and financial security.

Communication:

Clear and open communication is key at Healthcare Solution Benefits, Inc. We actively listen to our clients’ concerns and feedback, responding promptly and empathetically to address their needs and ensure they feel heard and supported.

Teamwork:

At Healthcare Solution Benefits, Inc., we work together seamlessly across different teams. By combining our efforts and sharing knowledge, we ensure our clients receive comprehensive support that meets and exceeds their expectations.

Service:

At Healthcare Solution Benefits, Inc., delivering exceptional service is not just a goal—it’s our commitment. We go above and beyond to ensure every interaction with our clients is positive, supportive, and enriching, reflecting our dedication to their satisfaction and well-being.

Our Reviews & Additional Resources

Empower your decisions and stay informed with our collection of reviews, and informative resources. 

LET’S WORK TOGETHER

Join us at Healthcare Solution Benefits, Inc. as we journey towards better insurance solutions together. We're here to navigate your coverage needs with care, integrity, and personalized solutions just for you. Whether you're exploring policy options, need assistance with claims, or seeking expert advice, our dedicated team is by your side every step of the way. Let's collaborate to ensure you find peace of mind.